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EMI Calculator
Calculate your loan EMI with amortization schedule & extra payment savings
⚡ Extra Monthly Payment
Pay more each month — save interest & close loan early
Principal
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Total Interest
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Total Payment
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Interest %
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Loan Payoff
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Effective Tenure
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With vs Without Extra Payment
Without Extra
EMI—
Total Interest—
Tenure—
Total Payment—
With Extra Payment
EMI + Extra—
Total Interest—
Tenure—
Total Payment—
Interest ratio
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| Month | EMI (₹) | Principal (₹) | Interest (₹) | Balance (₹) |
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⚠️ EMI calculations are based on reducing balance method. Actual EMI may vary slightly based on your lender's calculation method, processing fees, or GST. Extra payment assumes it reduces principal each month. This tool is for illustration only and does not constitute financial advice.
